Save & Invest

Save & Invest

What is peer lending and how can it impact me?

Qualified borrowers bypass banks and turn instead to individual investors like you.

Worthy allows you to support your creditworthy peers and provide capital for their loans in $10 increments. Investing in peer finance is a good way to diversify an investment portfolio.

Rounding up the change really adds up over time.

Worthy tracks the left-over change from each debit card and/or credit card transaction you make. This “spare change” is rounded up to the next whole dollar. For example, you purchase a bottle of water with your debit card for $1.39, Worthy tracks the remaining $0.61 in order to round up your purchase to the next dollar. Next day you fill up your gas tank for $24.20, again Worthy tracks the remaining $0.80. So far, Worthy has tracked $1.41. As you go about your spending, Worthy keeps tracking your “spare change.” You can see the progress of your spare change adding-up on your app dashboard. Once the spare change adds up to $10.00, this triggers the purchase of a $10.00, 5% interest-earning bond.

Buy bonds anytime.

You don’t have to wait for round ups when you make a purchase.

Want to give your investing a shot in the arm? Worthy allows you to purchase additional bonds whenever you’d like.

or get the app:

Get Worthy on Google Play

Buy bonds anytime.

You don’t have to wait for round ups when you make a purchase.

Want to give your investing a shot in the arm? Worthy allows you to purchase additional bonds whenever you’d like.

or get the app:

Get Worthy on Google Play

Who benefits from my money?

Creditworthy American businesses needing money for things like inventory and purchase order financing so they can fill product orders.

Is this considered traditional investing?

Traditional investments refer to putting money into well-known “Wall Street” assets such as publicly traded stocks and bonds. Worthy is bringing alternative, social impact investments to individual investors, allowing you to support your fellow humans while earning a strong return.

When can I get my money?

Anytime! Although the bonds are 36-month term they can be cashed in at any time, if you need your money.

Support American entrepreneurs and get a 5% return!

or get the app: Get Worthy on Google Play

Support American entrepreneurs and get a 5% return!

or get the app:

Get Worthy on Google Play